Terms of Use

Paper · Last updated 23 October 2026

These terms cover your use of the Paper app. By using Paper you agree to them. If you do not agree, please do not use the app.

Licence

You are granted a personal, non-exclusive, non-transferable licence to use Paper on Apple devices that you own or control, as allowed by the App Store rules. Paper is licensed, not sold. If you obtained the app from the App Store, Apple's standard Licensed Application End User Licence Agreement also applies, and where it and these terms differ, Apple's terms govern that distribution.

Paper is a record, not financial advice

• Paper is not a bank, a payment service or a financial adviser, and it does not connect to your bank.
• Every figure Paper shows is derived from what you entered. Current, cleared and not-cleared balances describe your own records, and will differ from your bank's until you reconcile.
• Nothing in the app is tax, legal, accounting or investment advice.

Your responsibilities

• Enter your records accurately, and check them against your statements.
• Keep your own backups. Snapshots and CSV/QIF exports exist for exactly this, and restoring a snapshot is your recovery path.
• Protect the device: if you turn the lock on, Face ID, your passcode and your device's own security are what stand between a reader and your ledger.
• Do not rely on Paper as the only copy of records you are required to keep.

Price

Paper is free to download, with no in-app purchases, no subscription and no ads: every feature is available without paying. If the price ever changes, the App Store listing will say so before you are charged anything, and Apple handles billing, taxes and refunds for anything bought through the App Store.

Availability and changes

Paper runs entirely on your device and depends on iOS. Features may change, be added or be removed in later versions, and we do not promise uninterrupted or error-free operation.

No warranty

To the extent permitted by law, Paper is provided "as is" and "as available", without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose and non-infringement.

Limitation of liability

To the extent permitted by law, we are not liable for lost or inaccurate data, lost profits, or indirect, incidental or consequential damages arising from your use of Paper. Where liability cannot be excluded, it is limited to the amount you paid for the app.

Ending these terms

You may stop using Paper at any time by deleting it. These terms end when you do; the sections on warranty, liability and governing law survive.

Governing law

These terms are governed by the laws of the State of California, United States, without regard to its conflict-of-law rules. Nothing in these terms limits a right you have under a law that cannot be waived.

Contact

Questions about these terms: gameworld614@gmail.com